I have a good chunk of change in an old 401K?is ... - Roth IRA News

If you work for a smaller company then the fees would actually (likely) be higher in the 401k than an IRA because the assets of the plan pay for the plan itself in many cases. But, if you work for a larger company the fees should be lower.

That being said, the IRA offers more flexibility AND the above answerer is wrong (though he used to be right). You CAN roll it to an IRA, you can make contributions to it and you CAN later roll it all to a 401k. Previously you were not allowed to commingle funds and once you combined them you couldn?t roll IRA money into a 401k. Now it doesn?t matter, so you can always roll it to an IRA and change your mind later.

Source: http://rothira.solve-up.com/roth-ira/i-have-a-good-chunk-of-change-in-an-old-401k-is-it-better-to-roll-it-over-into-my-new-401k-or-and-ira/

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